Insurance claims often lead to increased rates when your policy renews. For smaller issues, the cost of premium hikes can be more expensive than the repair itself.
Perfect for Smaller Jobs
Minor leaks, small areas of water damage, or localized smoke/mold issues are often handled faster and cheaper without insurance involvement.
Faster Restoration, Zero Delays
No adjusters. No approvals. No waiting.
With self-pay, our team starts the restoration immediately, saving you time, stress, and further damage to your property.
At Bold Flood & Fire, we deliver the same high-quality restoration whether the job is insurance-based or self-pay.
You’ll receive:
We explain every step, every cost, and every repair — so you always know what you’re paying for.
Every situation is different, and so is every budget.
Whether you’re dealing with a leak, water damage, smoke cleanup, or mold removal, we make sure you get the service you need on your terms.
Not sure if you should use insurance or self-pay?
We’ll guide you honestly based on what’s best for you, not the insurer.
Our 24/7 services mean that we are always ready to help. From flooding to fire, we are right there to
With disaster restoration, every hour matters. Book with us now for fast service and restoration.
